Residency by Investment
Cyprus.
Permanent, in Three Months.
Three routes into an EU member state at the same €300,000 — new property, the share capital of a Cypriot company, or units in a Cypriot fund — decided in two to three months, and converting to permanent residency inside the first year.
One Price, Three Routes. Three Very Different Lives.
All three routes cost €300,000 and all three are held five years. What separates them is what happens next: one is a landlord's asset, one is a fund holding, and one asks you to move to Cyprus and employ five people.
Permanent Residency, Not a Renewable Permit
Approval issues a one-year permit; inside that year the applicant gives biometrics in Cyprus and takes up permanent residence status, whose ID card runs five years and renews.
Two to Three Months
Processing is short and the route is well trodden. There is no language test and no requirement to show education or managerial experience.
New Property, and You May Let It
The property route takes brand-new stock bought from the developer — residential or commercial, including offices, shops and hotels — and letting it is permitted. VAT at 19% sits on top of the threshold.
Or a Fund, With Nothing to Manage
Units in a Cypriot UCITS compartment — an AIF, a RAIF or an AIFLNP — carry no VAT and nothing to maintain from abroad, at the same €300,000.
12.5% Corporate, No Inheritance Tax
One of the lowest corporate rates in the EU, low property taxes and no inheritance tax. A residence permit is not in itself a tax residency ruling — where you pay turns on where you actually live.
One Visit Every Two Years
The status is kept by retaining the investment and visiting Cyprus once every two years — which is the whole obligation on the property and fund routes.
Children to Twenty-Five
A spouse, minor children up to 18, and financially dependent children up to 25 are included in the application.
Healthcare and Education
Access to Cypriot healthcare and education, in an EU and eurozone member state, once the permit is issued.
The Company Route Is Not a Light-Touch Route
"Low residency requirement" describes the property and the fund: hold the investment, visit once every two years. The share capital route is different — the investor must physically reside in Cyprus, take an active part in the company's day-to-day business, and the company must create at least five new jobs. Same €300,000, an entirely different commitment. Applicants on every route also confirm they do not intend to seek employment in Cyprus, other than a key position in the company they invest in.
Citizenship at Five Years Means Five Years of Living Here
Permanent residents become eligible for Cypriot citizenship after five years of legal residence, subject to further requirements. Legal residence is not the same as holding a card and visiting biennially, which is all the status itself asks. So the light-touch permit and the passport are two different plans at the same price, and it is worth knowing which one you are buying before the money moves rather than in year six.
Your Entire Journey, In One Panel
From eligibility to the permanent residency card — and every renewal after it — the Bayat Group panel keeps every document, decision and milestone in one place, guided by Pathinnova AI and reviewed by our legal team.
Same Number. Different Bill.
Every route is €300,000, and only one of them carries 19% VAT. Switch between them below and watch the total, not the threshold — the threshold never moves.
Non-binding estimate
Select the route that describes your investment. The threshold is the same on all three; the obligations are not.
The threshold excludes VAT, which is charged at 19% on new property and is the largest single addition on this sheet. Letting the property is permitted. Eligible dependents are a spouse, minor children up to 18, and financially dependent children up to 25.
Everything here is in euros, so it adds up — to a "from" figure, because due diligence is published as a minimum and medical insurance as a range.
The main applicant must show annual income of at least €50,000 arising outside Cyprus, plus €15,000 for a spouse and €10,000 for each minor child — EUR 85,000 a year as this sheet stands. That is income you evidence, not money you transfer, and it is excluded from every figure below.
The €300,000 threshold is published excluding VAT; VAT at 19% applies to new property and is shown as its own line on that route only. Legal services are published as "at least one (1) percent of the transaction amount, increased by one (1) more percent and EUR 500 per added family member in the application" — quoted here in full because it admits more than one reading; this sheet models one percent for a single applicant and two percent plus €500 a head for a family, and your own engagement letter settles it. Due diligence is published as €25,000+ and medical insurance as €170–380 per person; both totals take the lower bound, so treat them as a floor rather than a quote. Property must be brand new and bought under a contract with the developer, and purchase-related taxes and transfer costs beyond VAT depend on the transaction. Property and fund routes ask only that the investment be retained and Cyprus visited once every two years; the company route asks for residence in Cyprus and five new jobs. Figures are indicative, non-binding, and confirmed during due diligence.
Five Steps to Permanent Residency
Select a step to see what happens — and note that the last one includes one trip to Cyprus.
Internal Due Diligence and Qualification Assessment
Bayat Group's compliance team conducts an internal due diligence check — a background security screening of the applicant, preparation of KYC (Know Your Client) documentation, and a qualification assessment against the programme's requirements.
Talk It Through. Then Begin.
Our concierge answers your Cyprus questions in minutes — and when you are ready, it opens your application right where the conversation ends.
Sending opens your secure Bayat Group account, where an advisor picks the thread up.
Assessed against your own circumstances, in about five minutes.
- It asks about your circumstances, not your paperwork
- It names the trade-offs before you commit to a route
- It ends with the programs you actually qualify for
A scripted example. Your own assessment is private, and takes about five minutes.
Assessment
An adviser that reads your circumstances, then the rulebook.
40+ official programs, each with its own arithmetic. The assessment maps those rules to your situation in a short conversation and tells you where you actually stand.
- It asks about you, not about paperworkWhere your family is going, what your work needs, what you would not give up. Navigating the rules is our business, not your burden.
- Clear, unbiased reasoningWhen options pull in different directions, it calls out the compromise, detailing what each path costs you before you decide.
- A shortlist tailored to youNo generic marketing. Just the programs your profile actually unlocks, with realistic timelines and capital commitments.
Step one of three
Where should we send your code?
One address, one five-digit code. No password to invent, and nothing sent to you that you did not ask for.
Step two of three
Check your email
We sent a 5-digit code to . It expires shortly, so it is worth doing now.
Setting up your assessment…
One moment.