Residency by Investment
Saudi Arabia.
Eight Ways In, No Sponsor.
Premium Residency lets you live, work and invest in the Kingdom without a Saudi sponsor — bought outright for SAR 800,000, rented for SAR 100,000 a year, earned through investment, or granted on talent alone with no investment at all.
Eight Categories. Two of Them Cost Nothing to Qualify For.
Premium Residency is priced three ways: as a fee, as an investment, or as a fact about the applicant. A researcher, a healthcare professional, an executive or an award-winning athlete can hold five-year renewable residency for a one-time SAR 4,000 — no capital required. Everyone else chooses between a rent and a purchase.
No Sponsor, No Kafala
Premium Residency holders live and work in the Kingdom without a Saudi sponsor, and cross the border as often as they wish while the residency is valid.
Talent Qualifies Without Capital
The Special Talent and Gifted categories carry no investment threshold: a salary of SAR 14,000 to SAR 80,000 a month depending on the field, or exceptional awards with a ministry's recommendation, and a one-time SAR 4,000 fee.
Ownership, Residential to Industrial
Holders may own residential, commercial and industrial real estate in Saudi Arabia. The Real Estate Owner category turns that ownership into the residency itself, provided the assets are mortgage-free.
Business Without a Local Partner
Companies can be established without a Saudi partner, and the Investor and Entrepreneur categories are built around exactly that — with an investment licence and job creation as their conditions.
Exempt From Nitaqat
Premium Residency holders sit outside the Saudization quota system that governs private-sector hiring — which is why the status matters to an employer as much as to the holder.
Visa-Free Within the GCC
Saudi Premium Residency allows travel without a visa to the other Gulf Cooperation Council states. That is regional mobility, not global mobility.
Healthcare and Education
Access to the Kingdom's healthcare and to its schools and universities, in the largest economy in the Gulf.
Twenty-One and Over
Applicants must be at least 21, hold a valid passport, be in good health, have a clean criminal record, evidence financial solvency and pass due diligence. Entrepreneurs also present a business plan.
Renting Residency, or Buying It: the Break-Even Is Eight Years
The two fee-based categories are the same product on different terms. SAR 100,000 a year, renewable indefinitely, against SAR 800,000 once for permanent residency — so eight years of the annual fee costs what the permanent one does, and the published 2% cumulative reduction for paying several years up front pushes that a little further out. Under eight years, rent it; well beyond eight, buy it; and if the plan is genuinely open-ended, the permanent one also removes an annual renewal from your calendar. The source prints both figures two rows apart in a table and never subtracts them.
The Five-Year Categories Convert Only If You Live There
Holders of the five-year residencies — the entrepreneur first category, Special Talent and Gifted — may apply for permanent residency after continuing to meet their category's criteria and residing in Saudi Arabia for at least 30 months within those five years. That is half the term spent in the Kingdom, and it is the one condition on this page that cannot be paid for. The Investor, Entrepreneur second category, Real Estate Owner and Unlimited Duration routes grant permanent status without it.
Your Entire Journey, In One Panel
From choosing the category to the residency being issued — and the renewal or the conversion after it — the Bayat Group panel keeps every document, decision and milestone in one place, guided by Pathinnova AI and reviewed by our legal team.
A Fee, an Investment, or a Fact About You.
Eight categories on one sheet. Select any of them and the schedule reprices — including the two that ask for no capital at all, where the whole cost is the fees.
Non-binding estimate
Select the category that describes you. The figure on the right is what the category asks for — a fee, an investment, or nothing at all.
A fee rather than an investment: none of it comes back, and in exchange the residency is permanent from the day it is granted. Compare it against the annual route above — the break-even is about eight years. Holders may sponsor a spouse, children under 25 and parents.
The riyal is pegged to the dollar, so the category's own figure and the fee schedule are the same money and add into one total.
Riyal figures convert at the peg of SAR 3.75 to USD 1, which is why this sheet closes on one total where our euro-denominated programmes close on two. The Limited Duration residency is priced here at one year's face value; the published terms add "a reduction of 2% per annum and on an accumulative basis, if applying for more than a year", which is quoted rather than computed because it admits more than one arithmetic. The one-time SAR 4,000 programme fee applies to every category except the Limited and Unlimited Duration premium residencies. The USD 170 portal fee is paid inside the application and appears in the published process rather than the published fee table. On the investment categories the figure shown is capital deployed or raised rather than a payment to the state, and the Investor and Entrepreneur categories additionally require job creation and Ministry of Investment licences. Due diligence is charged for dependents aged 16 and over. Figures are indicative, non-binding, and confirmed during due diligence.
Six Steps, All Through One Portal
Select a step to see what happens — the Kingdom runs the whole application online.
Internal Due Diligence and Qualification Assessment
Bayat Group's compliance team conducts an internal due diligence check — a background security screening, preparation of KYC (Know Your Client) documentation and a qualification assessment. Certified anti-money-laundering officers review the file, and the verification is confidential.
Talk It Through. Then Begin.
Our concierge answers your Saudi Arabia questions in minutes — and when you are ready, it opens your application right where the conversation ends.
Sending opens your secure Bayat Group account, where an advisor picks the thread up.
Assessed against your own circumstances, in about five minutes.
- It asks about your circumstances, not your paperwork
- It names the trade-offs before you commit to a route
- It ends with the programs you actually qualify for
A scripted example. Your own assessment is private, and takes about five minutes.
Assessment
An adviser that reads your circumstances, then the rulebook.
40+ official programs, each with its own arithmetic. The assessment maps those rules to your situation in a short conversation and tells you where you actually stand.
- It asks about you, not about paperworkWhere your family is going, what your work needs, what you would not give up. Navigating the rules is our business, not your burden.
- Clear, unbiased reasoningWhen options pull in different directions, it calls out the compromise, detailing what each path costs you before you decide.
- A shortlist tailored to youNo generic marketing. Just the programs your profile actually unlocks, with realistic timelines and capital commitments.
Step one of three
Where should we send your code?
One address, one five-digit code. No password to invent, and nothing sent to you that you did not ask for.
Step two of three
Check your email
We sent a 5-digit code to . It expires shortly, so it is worth doing now.
Setting up your assessment…
One moment.