Residency by Investment
United Arab Emirates.
Ten Years, Self-Sponsored.
A residence permit that needs no employer behind it, bought with property inside a freehold zone — AED 2,000,000 for the ten-year Golden Visa, or AED 750,000 for a renewable two-year permit. One visit to the country, for a medical and biometrics.
Two Tiers, One Federation. Ten Years on the Upper One.
Established by law in 2019 and backed by government guarantee, the programme turns a property purchase into a residence permit that no employer sponsors and no absence forfeits — at the ten-year tier. Property may be completed or off-plan, mortgaged or not, and interest-free instalments are available.
Ten Years, or Two
The AED 2 million tier issues a ten-year Golden Visa; AED 750,000 issues a two-year investor permit. Both renew for as long as the property is held, and the difference in duration is the difference worth paying for.
Self-Sponsored, Not Employer-Sponsored
The permit rests on the property rather than on a job, so it does not end when a contract does. The holder may live, work and study in the UAE, and sponsor their family on the same file.
Freehold Zones Only
The property must sit inside a freehold zone — the areas designated for foreign ownership, where the title includes the land. AED 750,000 buys in sole ownership; jointly held title carries a AED 1 million threshold.
Completed, Off-Plan or Mortgaged
A property may be finished or off-plan, mortgaged or unmortgaged, and developers offer interest-free instalments — so the threshold is about the value of the asset rather than the state of it.
Rental Income in a Stable Market
Property prices in the UAE, and in Dubai in particular, have grown consistently, and a purchase can be let for rental income while it is held for the permit.
Banking and Financial Services
Permit holders may open UAE bank accounts in the currency of their choice, for savings and for international transfers.
A Regional Hub, and Easier Visas
The UAE sits between continents with air links to most of them, and holders of its residency generally find Schengen and other visas easier to obtain — easier, not automatic.
Healthcare, Education and Security
Access to premium healthcare and schooling once the permit is issued, in a country with high living standards and a low crime rate.
A Permit, Not a Passport
This programme grants residency, and residency here does not become citizenship however long it is held. Emirati nationality is granted at the state's discretion, by nomination in a small number of cases, and property is not one of the routes to it. What the visa does give is a decade of stability without an employer, in a country with no personal income tax — and if a second passport is the actual goal, the citizenship programmes in the same menu are the honest place to look. We would rather you compared them now than in year nine.
Your Entire Journey, In One Panel
From eligibility to the Emirates ID — and every renewal after it — the Bayat Group panel keeps every document, decision and milestone in one place, guided by Pathinnova AI and reviewed by our legal team.
One Asset. Three Thresholds.
Every route here is property inside a freehold zone; what changes is the value, how the title is held, and how long the permit runs. The asset stays yours — retaining it is what renews the visa.
Non-binding estimate
Select the tier that describes your purchase. The threshold sets the duration of the permit, and how the title is held sets the threshold.
The ten-year visa carries no minimum stay: the holder may remain outside the UAE indefinitely without it lapsing. Eligible dependents are a spouse, unmarried sons up to 25 and unmarried daughters of any age.
The threshold is set in dirhams and the fee schedule is published in US dollars. The dirham is pegged to the dollar, so the two can be added — see the note below the signature.
Dollar figures are converted at the currency peg of AED 3.6725 to USD 1, in place since 1997 — which is why this sheet closes on one total where our euro-denominated programmes close on two. Property must sit inside a designated freehold zone, where the title includes the land; it may be completed or off-plan, mortgaged or unmortgaged. Transfer and registration charges levied by the emirate's land department, agency fees and mortgage costs are additional and depend on the transaction. Due diligence is charged for dependents aged 16 and over. The published fee schedule includes a passport fee, reproduced here as published even though the UAE issues a residence visa and an Emirates ID under this programme rather than a passport. Figures are indicative, non-binding, and confirmed during due diligence.
Six Steps, One Trip
Select a step to see what happens — and note that the third one is the only one you attend in person.
Internal Due Diligence and Qualification Assessment
Bayat Group's compliance team conducts an internal due diligence check — a background security screening, preparation of KYC (Know Your Client) documentation and a qualification assessment. Certified anti-money-laundering officers who work in the UAE's own due diligence procedures review the file, and the verification is confidential.
Talk It Through. Then Begin.
Our concierge answers your UAE questions in minutes — and when you are ready, it opens your application right where the conversation ends.
Sending opens your secure Bayat Group account, where an advisor picks the thread up.
Assessed against your own circumstances, in about five minutes.
- It asks about your circumstances, not your paperwork
- It names the trade-offs before you commit to a route
- It ends with the programs you actually qualify for
A scripted example. Your own assessment is private, and takes about five minutes.
Assessment
An adviser that reads your circumstances, then the rulebook.
40+ official programs, each with its own arithmetic. The assessment maps those rules to your situation in a short conversation and tells you where you actually stand.
- It asks about you, not about paperworkWhere your family is going, what your work needs, what you would not give up. Navigating the rules is our business, not your burden.
- Clear, unbiased reasoningWhen options pull in different directions, it calls out the compromise, detailing what each path costs you before you decide.
- A shortlist tailored to youNo generic marketing. Just the programs your profile actually unlocks, with realistic timelines and capital commitments.
Step one of three
Where should we send your code?
One address, one five-digit code. No password to invent, and nothing sent to you that you did not ask for.
Step two of three
Check your email
We sent a 5-digit code to . It expires shortly, so it is worth doing now.
Setting up your assessment…
One moment.